Terms of Service

These Terms of Service ("Terms") govern your access to and use of Util Tools (the "Site") and all tools, calculators, and content it provides. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of the tools

Util Tools provides free online utilities for personal and commercial use. You may use the tools for any lawful purpose. You agree not to misuse the Site, including attempting to disrupt it, overload it with automated requests, probe it for vulnerabilities, or use it to process unlawful content.

2. No professional advice

Our tools - including financial, health, tax, and other calculators - are provided for general informational and educational purposes only. They are not a substitute for professional advice. Loan, investment, and tax calculators do not constitute financial advice; health calculators such as BMI or calorie estimators do not constitute medical advice. Always consult a qualified professional before making financial, medical, legal, or other important decisions.

3. Accuracy and "as is" basis

We work hard to keep our formulas and results accurate, and most tools display the formula used so you can verify the output. However, the Site and all results are provided "as is" and "as available", without warranties of any kind, whether express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability. You are responsible for verifying any result before relying on it.

4. Limitation of liability

To the fullest extent permitted by law, Util Tools and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site or its tools - including any decision made or action taken based on a result the Site produced.

5. Intellectual property

The design, text, and original code of the Site are the property of Util Tools and protected by applicable law. You may freely use the output you generate with the tools (for example a QR code, formatted JSON, or a converted file). You may not copy or redistribute the Site itself or substantial portions of its content without permission.

6. Third-party links and advertising

The Site displays advertising (including Google AdSense) and may contain links to third-party sites, including affiliate links. We are not responsible for the content, products, or practices of those third parties. Your interactions with advertisers or linked sites are solely between you and that third party. See our Privacy Policy for how advertising data is handled.

7. Changes to the Site and Terms

We may add, change, or remove tools and features at any time, and we may update these Terms. Material changes will be reflected by the "Last updated" date above. Continued use of the Site after a change means you accept the revised Terms.

8. Contact

Questions about these Terms? Reach us through our contact page.